More than 6 in the last 12 months and it gets real bad 2) The older the credit free credit report access Gainesville card/line etc. the better (assuming you paid it faithfully) The younger, the worse, in case you are wondering why you were turned down for credit a month after the bank approved your big fat mortgage. If you are ever told you HAVE to free credit report access Gainesville close credit, close the most recently obtained first 3) You get maximum positive effect for having a balance report on your bureau that represents 30% or less of your credit limit. The next step down, is having NO balance reporting. You get even worse points if the balance is between 30% to 70% of your credit limit. You get horrible points if the balance is more than 70%. Oh, and it doesnt really matter that your credit card issuer is still honouring your card even though you are over your credit limit, that absolutely sinks your credit score. which credit report Ask for a higher limit (and obviously, dont use it up) 4) Having a cell number as your home number - yes that will pop up free credit report access Gainesville on a bureau as a risk factor 5) Frequent address changes (ie less than two years apart) - that hurts your credit score 6) having credit with finance companies, as opposed to banks, will also hurt your credit score (I know some of these dont make sense, like financing your car lease with mercedes sounds better than financing it with a bank, but thats how stupid credit scoring is) So you blew your credit score and need to repair it? (A) get a secured credit card in your name (no, not the ones you buy at a convenience store) and wait a few months (B) Get a decent sized downpayment in you can (15%-35% down) and buy a car free credit report access Gainesville from a used car dealership free credit report access Gainesville that offers on the spot financing. free credit report three Pay it down to 60% of the original loan amount before asking for credit elsewhere (c) wait till the last day of RSP season and ask for a small RSP loan, repayable free credit report access Gainesville in less than 12 month. I heard, for reasons that make no sense to me, that some banks dont even check credit for loans less than 12 months, assuming you are already a regular customer Posted by: tommy | 03/03/2011 at 12:40 AM Heres a hint: if you see an ad free credit report access Gainesville or a promise to improve your credit for a fee, run as fast as you can in the opposite free credit report access Gainesville direction. Meanwhile, I wish someone free credit report access Gainesville would moderate these comments. There is good advice in some of them, but most are either irrelevant, ads for commercial services, or contain bad information. which credit report For example, the names of the reporting bureaux free credit report access Gainesville are EquifAx and TransUNION, and free credit report access Gainesville no matter what either of them say, you wont go to jail for bad debt.
ไม่มีความคิดเห็น:
แสดงความคิดเห็น